What Makes Us Different?

1) Customized portfolios

Different types of retirement plans require different investment options to reflect the differing plan strategies. Some benefit plans require breadth of investment options, pre-designed portfolios and education to help guide and inform participants. Others require more focus on plan goals and risk parameters. Still others require more sophisticated investment options and strategies.

Rather than offering the same set of investment options regardless of the plan, we will develop a customized investment strategy based on your firm’s goals, cash-flow requirements, and various risk parameters. Then we will wrap the appropriate education around the investments to keep participants informed and educated.

Of course, if your plan is better off with standard, mediocre investment results, you can find that almost anywhere. If you want superior performance for your participants, and superior strategies to protect and benefit your plan, then you should contact us.

2) Multi-asset investing

The investment strategies and investment assets depend on your plan, its risk parameters and goals. Equities and/or fixed income securities may or may not be appropriate investments in the plan. It is possible that alternative assets may also have a place in a portfolio. Good investing balances potential risks with the potential rewards, and these determine the investment choices. Equities, government, corporate and agency fixed income investments, of different qualities and durations, real estate, private equity, commodities, may all have an appropriate place in a portfolio – why restrict the opportunities?

3) ETF Paradigm

One of the most exciting areas of the equity markets, Exchange Traded Funds (“ETFs”) offer investors a unique investment tool. A hybrid investment between a mutual fund and a publicly traded stock, ETFs offer a way to broadly diversify, by country, industry, even sub-industry, with the control and low costs associated with stocks. In addition, one can now invest in currencies and commodities through ETFs, without the risk usually associated with these areas of investment.

We have developed proprietary research to fundamentally analyze ETFs – a first in the industry. When one invests in a single security three prices must be known: the entry price, the exit price for a gain and the exit price for a loss. Fundamental analysis provides the information to determine these prices. To effectively invest in ETFs, the same decisions must be made. Thus the ability to analyze an ETF is pivotal.

We can then meld ETFs with individual investments; a strategy known as Core-Satellite. This strategy gives us the advantage of combining the strengths of an ETF with the additional “juice” that an individual stock can provide.